2 July 2013

Creditworthy? The OFT Review of Personal Current Accounts

On 25 January 2013 the OFT issued a Review of the UK personal current account (PCA)
market.1 The Review concluded that “longstanding competition concerns” remain in the
PCA market, but opted to defer the threat of a full market investigation for two years.
This Brief examines the economic rationale for the UK regulators’ continued
preoccupation with intervention in the PCA sector.

Downloadpdf (81 KB)

Our experience and expertise means our clients have the best chance of success before competition authorities and courts.

We have unrivalled experience across the full range of issues presented by competition law and related associated litigation.


All Articles
  • Article05/05/2023
    RBB response to the EC’s updated Article 102 TFEU Guidance and Policy Brief
  • Brief 6601/11/2022
    Seeing vertical mergers through a different lens? Implications from EssilorLuxottica / GrandVision